You may be owed money from the sale of a home you no longer own.
If your property was sold at a foreclosure or tax-deed auction for more than what was owed on it, that leftover money — the surplus — legally belongs to you. Most people never know it's there. We find it and help you claim it.
Where does this money come from?
When a home is sold at a foreclosure or tax-deed auction, it doesn't always sell for exactly what was owed. Sometimes it sells for more — to cover the mortgage balance, back taxes, and fees, with money left over.
That extra amount doesn't go to the bank or the county. By law, it belongs to the person who owned the home before the sale. Most former owners are never notified in a way they notice, so the funds sit unclaimed — sometimes for years — until they're turned over to the state.
Three steps, start to finish.
We handle the research and the paperwork. You review, sign, and get paid.
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STEP 01
Submit your property information
Tell us the address of the property you previously owned, or confirm the details in the letter or call you received from us.
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STEP 02
We confirm what's owed
Our research team verifies the surplus against county and court records and provides a clear estimate of what may be available to you.
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STEP 03
You sign, we recover, you get paid
You review and sign a simple agreement — no cost upfront. We handle the filing, and you receive your funds once they're recovered.
We know it sounds too good to be true. Here's why it isn't.
Capital Recovery Team works with public records held by government agencies across the country to locate surplus funds owed to former homeowners and property owners after a foreclosure or tax sale.
Every claim we pursue is backed by licensed attorney representation, and we're paid only when you're paid — a percentage of the funds we actually recover, and nothing if we recover nothing.
Before you call, a few answers.
How did you find me? +
Through public foreclosure, tax-sale, and court records. This information is a matter of public record — nothing private or confidential was accessed to reach you.
Is this really free to start? +
Yes. We work on contingency: our fee is a percentage of the funds we actually recover for you. If we don't recover anything, you don't owe us anything.
Why can't I just file for this myself? +
In many cases you can. Filing a surplus funds claim involves locating the correct court or agency, meeting strict deadlines, and completing the right paperwork correctly the first time. We handle that process so it doesn't get missed or filed incorrectly.
How long does recovery typically take? +
It varies by state, court, and case — anywhere from a few months to longer if a claim is contested or funds have already moved toward the state's unclaimed property division. We'll give you a realistic estimate once we've reviewed your specific claim.
What do you need from me to get started? +
Just your name and the best way to reach you to start. If you move forward, we'll walk you through the simple documentation needed to file your claim.
Find out if funds are waiting for you.
Takes about a minute. A member of our team will follow up directly — never a robocall demanding payment.